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PayPal APK for Android

  • Free
  • In English
  • V 8.2.2
  • 4.3
  • (364)
  • APK Status

Softonic review

Popular mobile money transfer app

PayPal is a free money transfer app that allows you to send and receive money from other users of this app. This business and productivity service is one of the oldest and longest-running online payment services around, which also works for paying purchases in stores and restaurants.

While there are other payment apps available like PhonePe, PayPal remains one of the most widely used around the world because of its accessibility and the range of banks recognized and cards accepted. This makes the service popular in different parts of the world, allowing retailers and consumers to transact digitally.

What you need to know

Before making any transactions, you must first register for a PayPal account. It’s absolutely free but it will require contact information such as phone number and email address. You will also need to provide a password and 2 security questions for your account’s protection. After that, you’re set to use its services. However, if you’re planning to transfer money in and out of your accounts, you will need to connect to a bank account.

Although there is no fee for opening an account, there are certain charges for transactions. These fees depend on various factors such as the country of the transaction, the currency received, and the amount. Similarly, the program imposes fixed rates for “personal transactions,” or those that are from family and friends and are non-commercial in nature. On the other hand, payment for goods, services, or charity donations are all tagged as “commercial transactions.”

Prime convenience and safety

Some features offered by the app include checking your transaction history, transferring directly to bank accounts and other e-wallets, and reviewing balance statements. You can also add a two-stage encryption process for better security. The program also saves your most recent and most frequent transactions, adding convenience to your transfers. Additionally, regular and verified users can usually see their transactions in real-time—making it a preferred choice for e-commerce platforms and retailers.

Meanwhile, other competitors with lower rates have emerged in recent years. However, in terms of accessibility, Paypal still has the largest coverage in terms of connected banks, accepted credit cards, and merchant services available. Aside from credit cards, you can also directly connect debit cards affiliated with Visa or MasterCard to your account. New users might be surprised that their first transaction didn’t push through. Sometimes, the platform just verifies the transaction before completing it, and this is normal for new users.

A stepping stone into digital payment

With its wide coverage and usage around the world, it’s no surprise that PayPal continues to be one of the top e-wallets available. Also, keeping up with the increasingly complex technology, the app offers additional layers of security for its account holders, senders, and receivers with capabilities such as a two-stage encryption process. While its higher transaction fees might send others to look for alternatives, it’s hard to put a price on safety and peace of mind—a premium that this app offers for its users.

PROS

  • Accepts most major credit cards
  • Can transfer to most local and international banks
  • Real-time transfers for regular users
  • Accepted payment option for most online merchants

CONS

  • Higher transaction charges
  • New users have to wait longer for their first transactions

Older versions

Also available in other platforms


PayPal APK for Android

  • Free
  • In English
  • V 8.2.2
  • 4.3
  • (364)
  • APK Status

User reviews about PayPal

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Laws concerning the use of this software vary from country to country. We do not encourage or condone the use of this program if it is in violation of these laws.